F&M Bank is an independent community bank proudly serving Ohio, Indiana and Michigan since 1897. F&M provides commercial banking, retail banking, mortgage & auto loans, investment services, agricultural services, credit cards and more! We are proud to be a part of the communities we serve in Butler, Champaign, Fulton, Defiance, Hancock, Henry, Lucas, Shelby, Williams, and Wood counties in Ohio. In Northeast Indiana, we have offices located in Adams, Allen, DeKalb, Jay, Steuben and Wells counties. The Michigan footprint includes Oakland County, and F&M has Loan Production Offices in West Bloomfield, Michigan; Muncie, Indiana; and Bryan, Ohio.
Melissa at the main office in Archbold has always been kind, professional and patient when helping me with my account.
December 2025
Very helpful and informative when my account was compromised!
November 2021
I can see that from the day I opened my account that they were very happy to see all my needs were met and offered to help me with online account when I needed it. Tellers were very polite and friendly and was surprised that one of the tellers was a neighbor who also said any issues don't hesitate to call
