F&M Bank is an independent community bank proudly serving Ohio, Indiana and Michigan since 1897. F&M provides commercial banking, retail banking, mortgage & auto loans, investment services, agricultural services, credit cards and more! We are proud to be a part of the communities we serve in Butler, Champaign, Fulton, Defiance, Hancock, Henry, Lucas, Shelby, Williams, and Wood counties in Ohio. In Northeast Indiana, we have offices located in Adams, Allen, DeKalb, Jay, Steuben and Wells counties. The Michigan footprint includes Oakland County, and F&M has Loan Production Offices in West Bloomfield, Michigan; Muncie, Indiana; and Bryan, Ohio.
