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September 2023 by Naomi Lee
Mica and his team were great! Mica James was very knowledgeable, patient and answered each and every one of our questions. We greatly appreciate you all. Thanks for making our first home buying experience pleasant!
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September 2023 by Yasir Mahmood
If i could give this company negative 100 stars i would. Mica James needs his license revoked and suspended. Please do not use this company, I am not sure how they have so many positive reviews. If you filter through them and see, they have ones that are very similar to my experience. Not sure if they are paying people to write good reviews.I was selling a property in Cincinnati, OH. I had an offer put in on 5/5/23. We had almost 3-4 times the closing was pushed back, due to the lender not being transparent with any information. My realtor would call the lender Mica James of Western Ohio Mortgage Corporation and he would not answer or return any phone calls. When we were finally set to close, we reached out to the buyers realtor about closing the following business day and she said we should have confirmation on Monday (we reached out on friday, closing was on monday was well). we never heard anything, i called title and they told me that the lender also is non responsive with them he does not answer phone calls or emails, with 0 updates. We come to find out that the buyer had spent his funds needed to close for the down payment. According to the realtor, her buyer spent the money and was waiting for gifted funds and said that the lender knew about this and should have reached out. Mind you we find this out day of closing. Fast forward, the lender again is not answering the phone, the realtor is saying we can't do anything (this is after 2 months of waiting and i also fixed everything per inspection report). I came up with a plan to save this deal for me, lender and both realtors to put up some of the funds to help close. After lengthy discussions we all agree except for the lender. The 3 of us put up $1,800 each to give the down payment to the buyer. Lender says will close the same week, again he goes MIA and non responsive, title company says he doesnt reach out or answer again. They dont have a closing date or any clear to close. At this point i am frustrated, i have lost a ton of money to interest, helping with down payments etc and this lender is non responsive. We are going on 3 months now. I get in touch with the owner and she tells me that "this happens and i should have never did a 2nd appraisal to fix a few things and sold the home for $13k less than what i was selling for" I did my appraisal and fixed up some things to raise the value of the home in less than a week, this should have not caused a 3 month delay. ON top of this, the appraiser said that she would only charge us $200 to do the 2nd appraisal, Western Ohio Mortgage charged me $800, because their buyer did not want to pay again.Fast forward, i am in contact with title almost everyday and at one point they tell me that Mica said that "we will close when we close, just wait"We finally closed and Mica and his team thought this was a complete joke, the owner and him both need to be reprimanded for how this was handled. Mica's license needs to be looked into and suspended at that, this guy and his office are terrible.this loan closed 8/9/23, 3 months to close without no explanation. my original settlement was $36k give or take i walked away with close to $32k
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August 2023 by Rukiye Kamil
Mica always responds my questions very quick at any time and explains very clearly and patiently.
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August 2023 by Demeisha Vaughn
I experienced outstanding customer service. Mica and Jessica was very helpful through the whole process of buying our 1st home. They explained everything that we didn’t understand in the process which was great. We are happy to have worked with Mica and Jessica and would do it again in the near future if we ever think to buy again. Thank you.
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August 2023 by Bethel Leslie
Mica was very attentive to us and available everytime I had a question or needed financial info regarding a house we were interested in. He was more like a friend than just our loan officer. He truly cares about you and is looking out for the very best he can do for you.
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August 2023 by markqueze Mayers
Mica James is the best His communication skills are 10 out of 10 we got approved for the house that I wanted and he answered every phone call text and email even every question I had he was there to answer it so with that being said if I could ill give him 100/100?? thanks mica…
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August 2023 by BoostFilmsSouthFL
Mica was very on point with this entire home purchase and answered every phone call and text message no matter the time or day, he made sure that me and my family secured a home and I'm thankful for that, thank you Mica! Drinks on me
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July 2023 by Jacqlyn Cox
I heard Mica was the best of the best and he in fact held that title and exceeded my expectations, making the whole process such a breeze for me and helped me throughout the whole process with such a humble and kind personality. Truly a delight to have!
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May 2023 by Kelly Olson
Mica and his team were the absolute best. Mica helped me evaluate all of my options and talked it through with me MULTIPLE times until I was comfortable. I was respected and encouraged to ask questions — and the whole team was extremely responsive. I trust Mica to help me strategize and make decisions about my mortgage and would highly recommend him.
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December 2022 by T K
WESTERN OHIO MORTGAGE IS THE BEST PLACE TO GET A LOAN. We went to a different place before going with Western Ohio Mortgage and they were awful. The process was completely unprofessional with the branch manager and customer service, just an overall bad experience. They did not give proper information about the loan, when we contacted the office they did not respond, also did not tell us the interest will increase from 8% to 9% after a month, they just wanted to close.That led us to find a different loan company. WE ENDED UP GOING WITH WESTERN OHIO MORTGAGE. The Branch Manager actually cares about the clients. He consistently gave us updates and made sure we received the information. If we needed clarification, we can just give a call and have an answer within minutes. The customer service was amazing! You will be taken care of here. We were happy with Western Ohio Mortgage!!!
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December 2022 by Miriam Valley
This was all new to me and Mica explained it in a way that I understood. Mica and his team were very patient with me and took care of me in a timely manner. I would definitely recommend Micah and his team to friends and family. He did an awesome job!!!
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December 2022 by Toccara Mo
WOMC provided a smooth and secure experience during the entire financing process. I received prompt, professional and honest communication from beginning to end. Mica James welcomed and answered all of my questions with honesty and expertise. I would use WOMC again and refer them to my family and friends.
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November 2022 by 2173 Matrena LLC Real Estate
Mica took a personal interest in my loan. He established the highest level of trust. I know he looks out for my best interest.
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October 2022 by Jessica Baker
Mica is AMAZING! So glad I went back to him for his great knowledge and professionalism. He made my first experience becoming a home owner the absolute best. I will and have recommended him to anyone I know ready to go through the process of becoming a home owner. I look forward to the future doing all my business with him!
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October 2022 by Olivia Odero
Mica James was very easy to get a hold of whenever I had any question about the process. He was also very efficient and time conscious in getting documents and information to me. It was quite an honor to do business with him .
