Mortgage Lenders near Springboro, OH

“We just recently used Mark to help us purchase a new home. This is the third home that Kentwood has helped us with. Mark is professional, efficient, and very on top of things. We can't say enough good things about Mark and Kentwood Mortgage!”

“I have done a few different types of mortgage loans and working with Ed Standifer made the process extremely smooth, fast and reliable. All my future mortgage business will be with him!!!”

“We worked with Diane for our mortgage process and could not be happier with her performance and results! From the start, she was communicative, helpful, friendly, and thorough. We felt assured from the time we filled out our application until the time we closed knowing we were working with her. She went above and beyond to make sure we got the best rate and had the best program possible. We would highly recommend Diane to anybody looking to purchase a home!”

“I honestly don’t know if we would be sitting in our new home today without Carlos and Pam.

The last couple of years brought a lot of instability to our family because of circumstances and medical challenges we never expected. Along the way, our once excellent credit ended up with some blemishes, and when we decided we needed to sell our home and make a fresh start, we truly didn’t know if buying another house would even be possible.

We talked to lenders and brokers who essentially told us no.

Then we found Carlos.

From the very beginning, we were completely transparent with him about everything. Instead of immediately telling us it couldn’t be done, he said, “Let me see what I can do.”

And he did.

I kept giving him information. He kept looking at options, talking with lenders, and figuring out what might work for our situation. Eventually, he found a lender willing to give us a chance.

He was also very clear with us: there were no guarantees. Everything still had to make it through underwriting.

But he told us, “I’ll fight like hell for you.”

And he did.

Carlos and his processor, Pam, were absolute rock stars through this entire process. Our loan required a lot of documentation and there were plenty of moving pieces, but they stayed on top of everything from beginning to end.

Pam was incredibly kind, encouraging, patient, and supportive. She explained things when we didn’t understand them, helped us navigate every request, and somehow managed to make a stressful process feel a little less overwhelming.

Carlos advocated for us, explained our options, solved problems, and kept pushing things forward. He’s also incredibly knowledgeable about technology and has built processes that make communication and documentation so much easier than what we’ve experienced elsewhere.

And today, we closed on our dream house.

We never expected to have to sell the home where we raised our son. Life changed our plans, and eventually we realized our family needed a new beginning.

This house represents that for us.

I will always be grateful to the people who looked at our entire situation instead of reducing us to a credit score.

When the time comes for us to refinance, Carlos and Pam will be the first people we call.

If you’re looking for a home loan, especially if your situation isn’t perfectly straightforward, I cannot recommend this team enough. Carlos specializes in VA loans but works with multiple loan products and lenders, and I wouldn’t hesitate to send someone I care about to him.

Sometimes you just need someone willing to look for the path instead of immediately telling you there isn’t one.

Thank you, Carlos and Pam. We will never forget what you did for our family. ❤🏡”

“Working with Shannon at Ruoff Mortgage is a fantastic experience! She makes the entire home-buying process smooth and stress-free. Shannon is extremely knowledgeable and always available to answer questions, walking you through every step of the loan process. She works hard to find the best rates and options and will keep you updated the whole way. If you’re looking for a reliable and friendly loan officer for residential lending, I highly recommend Shannon at Ruoff Mortgage!”

“Bill Hudson and the team at Northern Mortgage were amazing to work with during our home buying process! Their personal approach allowed us to cut down our debt and buy our forever home. Bill and Jamie answered all of our questions no matter how trivial they seemed. I would recommend them to anyone wanting a smooth pre-approval and home buying journey!”

“I had a great experience working with Mark, John, & team. As a first-time homebuyer, they made this process simple and stress-free. Their customer service was excellent—they were quick to respond, transparent throughout, and helped me secure a great deal. I highly recommend them to anyone looking for a mortgage.”

“The service is absolutely wonderful here. Not only are you made to feel Like you’re an important family member transactions are extremely fast as well. Folks are Very knowledgeable And easily give you answers. I highly recommend this branch.”

“I have worked with Shannon for many years now. Shannon is an exceptional loan officer because of how much she cares about her clients. She does everything in her power to help people get exactly what they need for the stage of life they are in. She takes the time to get to know their specific situation so that she can serve them better. Shannon works very hard for her customers while maintaining a very high level of integrity. I would definitely recommend her to anyone who is buying a home or needs to refinance their existing home loan.”

“My first experience and closing was about 3 years ago with Dayton Capital but I’ve interacted with that company a year prior. All I can say is this was the best outcome that could’ve happen now having closed 4 deals and building that relationship capital with them. Very upfront and honest and transparent throughout the entire process and tend to close even quicker than other lenders I’ve talked to. Real estate investor helping real estate investors.”

“We’ve worked with Taylor as our lender for two houses now and will absolutely continue choosing him in the future. He is super helpful, easy to reach, and got us closed very quickly both times.”