A community bank in Guthrie Oklahoma offering all your banking solutions. Family owned and operated with deep roots in the Greater Oklahoma City communities we serve. Welcome to community banking. Personal banking, mortgages, personal loans, commercial loans, business banking, IRAs, and more. Member FDIC.
Love the atmosphere, everyone very nice and greeted with a welcome
March 2026
Great bank and they have the most helpful staff around. I'm glad we chose F&M!
August 2025
They have always been eager to help me and I have never had a bad experience at either bank. I have even received a cookie when I was having a bad day. They are a 10!
