Wave Federal Credit Union (Wave FCU) is a Rhode Island-based community credit union serving all of Rhode Island and Bristol County, MA. Named one of Newsweek’s Best Regional Banks & Credit Unions in America for 2025, Wave FCU is committed to empowering our community by putting people first. We support local businesses, contribute to local charities, and offer easy access to essential banking services, including auto loans, home equity loans, credit cards, mortgages, and personal accounts. As part of the CU Service Centers Network, members nationwide and overseas can access a wide range of services. Thank you for choosing us. Yes! We can help you.