1st Franklin Financial offers personal loans up to $15,000, providing short- and long-term installment loans with flexible terms and fixed payments and rates. It is not a payday lender. With over 300 offices across the southeast and over 80 years of service, it aims to be there for neighbors in need. Reviews describe the staff as professional, nice, polite, welcoming, helpful, and friendly. The process is noted as fast, easy, and with quick approvals, often completed with little hassle and within 30 minutes. Customers report feeling helped and getting what they needed, with staff working with them unconditionally. Many would recommend the business for financial help.