1st Franklin Financial offers personal installment loans up to $15,000, with quick approvals, fixed payments, and fixed rates. They provide short- and long-term payment plans to fit any budget and are not a payday lender. With over 300 offices across the southeast, they have been serving their neighbors for over 80 years. Reviews highlight that the staff is very helpful, knowledgeable, respectful, nice, kind, sweet, and pleasant. Employees are noted for explaining loans in detail, providing encouraging words, and inspiring customers. Many reviewers state they would recommend the agency and its helpful staff to family and friends.