1st Franklin Financial provides personal loans up to $15,000 with flexible terms and fixed payments. They are not a payday lender and offer both short- and long-term installment plans. With over 300 offices across the southeast and over 80 years of service, they aim to be helpful neighbors in times of need. Reviews highlight exceptional, knowledgeable, and friendly customer service where staff are prompt, professional, and go beyond expectations to make clients feel welcome and comfortable. They provide helpful information to simplify the process and offer products that customers can benefit from. Many clients have done business with them for years and highly recommend their services.