1st Franklin Financial offers personal loans up to $15,000 with flexible terms and fixed payments. They provide short- and long-term installment loans, not payday loans. With over 300 offices across the southeast and over 80 years of service, they aim to help neighbors. Reviews describe the staff as amazing, awesome, welcoming, kind, and the absolute best. Customers report that employees go above and beyond, are very helpful, work hard to resolve issues, and make people feel comfortable and at ease. The company is noted for quick approvals and helping customers consolidate loans and save money.