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December 2022 by Google user
Jo Garner is one of the most knowledgeable mortgage lenders I know. She especially skilled at helping self employed and 1099 employees find the right mortgage. I highly recommend Jo Garner!
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November 2022 by Genell Holloway
Jo Garner is one of the most knowledgeable mortgage lenders I know. She especially skilled at helping self employed and 1099 employees find the right mortgage. I highly recommend Jo Garner!
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October 2022 by Rebecca Edwards
Jo is an excellent mortgage officer. As a real estate agent, I recommend her to my clients and have used her services personally. She is terrific at communicating and goes out of her way to get people the best deal possible. She's a joy to be around and consummate professional who puts people first. I highly recommend her.
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October 2022 by Jason Miller
Jo was a pleasure to work with. She kept me updated throughout the entire process and always answered my calls and my questions I had. Got the loan closed on time with no complications. Looking forward to working with her again and her preapproval letter definitely carried weight in getting our offer accepted and will definitely carry weight on my listings.
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October 2022 by E. Hill
Jo Garner is probably the most knowledgeable mortgage originator in Memphis. I have helped her customers with roofing and have been on her mortgage radio show many times.
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October 2021 by Mark Nowak
Joe and her team helped us with a recent refinance. She delivered in the time promised, and at a better overall cost than others we were quoted.
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October 2021 by Pam M
Great team to work with . Jo and her team were very nice and great.
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October 2021 by Kelli Sandlin
Jo Garner and her team at Sierra Pacific Mortgage made my entire mortgage refinance so easy. I was so nervous and unsure how the whole process would work, but Jo walked me through every step! She was in constant contact with me and answered all of my questions so quickly! The entire team at Sierra Pacific worked so quickly and were very friendly! Jo got me a great percentage rate which has really changed my financial future!!!
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October 2021 by Mary Lou Nowak
Jo Garners net cost of refinancing was the best. We compared and chose to work with her because of her ethical standards and lowest cost to close. Thank you Jo and your Team!
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October 2020 by Wayne Moody
Jo Garner is amazing to work with! She gets the job done and she has the most pleasant personality. Thanks for your hard work!
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October 2020 by adalyia parker
Jo is truly like a mortgage magician. She listens to your goals and helps come up with a game plan to get you there. I am so blessed to know her.
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October 2020 by Joshua Alley
Great mortgage loan officer. Got me a really good rate, worked with me and my realtor throughout the process, really quick to answer any emails or phone calls, and came to our signing (I have bought 4 houses, and I have only had the realtor show up).
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October 2020 by Silvana Piadade
If there is a lender that specializes in self-employed individuals, Jo Garner is the person to go to. I had self-employed clients with very good incomes and credit scores who were turned down by other lending institutions because they do not take the time to analyze the borrower's tax returns...long story short, Jo Garner approved my clients and they were able to purchase the properties of their dreams. Jo Garner is kind, patient, very professional and knowledgeable, she takes her time educating the client and the end result is a successful closing! I highly recommend Jo Garner!
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October 2020 by Karen M. Crye-Leike Realtor
Jo is a dynamo! Amazing positive energy and a pleasure to work with! She fought for my clients to get their loan closed in spite of the challenges that came our way. She saw it through and did an amazing job!
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October 2019 by Ron “BigDaddy” Soldano
it took me a year to figure out what I wanted to do. Jo is very consistent and has an amazing team. I look forward to working with her in the future and what an incredible drummer. Girl Go.
