1st Franklin Financial is a trusted lender with over 80 years of experience serving communities in the southeast. They offer personal loans up to $15,000 with flexible terms to fit any budget, including short- and long-term installment options. Unlike payday lenders, they do not offer loans secured against paychecks. The company emphasizes quick approvals, fixed payments, and fixed rates, making borrowing straightforward and manageable. With more than 300 offices nearby, they are accessible to many customers. Reviews highlight the friendly and helpful service provided by staff, especially mentioning employees like Beth Ray, who is praised for going above and beyond to assist customers with knowledgeable and caring support. Customers appreciate the ease of the process, with some noting that most paperwork can be handled over the phone, and approvals are fast. Many recommend 1st Franklin Financial for their low interest rates, friendly service, and quick, hassle-free loan experiences.
Beth has helped my husband and I with 2 different loans. When I called her today to see what we could do, she jumped right in to assist. If you need assistance, reach out! Beth is great.
June 2026
We have been through 1st Franklin Financial in the past. We have always appreciated how fast and efficient the ladies there are. Welcoming and friendly. I would recommend Beth Ray to anyone
April 2026
Just a helpful and welcoming office! Beth was such a pleasure, made my experience so easy! Highly recommend.
