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January 2024 by Anna S. Gossi
Our experience with Adam Luton as our mortgage officer with Guadalupe Bank was outstanding. From the beginning of the mortgage application process to the final closing, Adam consistently demonstrated a level of professionalism and dedication that exceeded our expectations. Adam's prompt responses and easy accessibility made me genuinely appreciate how dependable he was. Whether it was a quick question over the phone or an in-person meeting at the office, he always made himself available.One of Adam's standout qualities was his dedication to finding the best financial solution for us. He took the time to run different numbers and scenarios, ensuring that we not only secured a monthly payment within our budget but also provided us with the confidence to find our dream home within that budget. I highly recommend Adam Luton to anyone seeking a mortgage lender. His professionalism, clear communication, and dedication to his clients make him an invaluable resource. Thank you, Adam, for making our home-buying journey a positive and memorable experience!
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December 2022 by John Spielman
Adam’s knowledge, understanding, patience and politeness was outstanding in our mortgage process. I very highly recommend him for anyone looking for a loan officer. Adam helped us from start to finish on our loan. He was always available to answer any questions. He and his staff at Guadalupe Bank in Kerrville are very friendly and very helpful.
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December 2022 by Valerie Berrier
Our experience at Guadalupe, especially under the care of Adam Luton, was a wonderful experience. It was stressful moving half way across the country and Adam did everything he could to make the loan process smooth. He was professional and communicated with us through the entire process. Adam went above and beyond and we were more than pleased to get to know him. Thank you, Adam!
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December 2022 by Stephen Howard
Each time, when we have visited Guadalupe Bank in Fredericksburg, Texas, their kind-hearted employees have greeted us, followed by sincere gestures to assist. There’s a clear respect for one’s productive time—theirs and ours. These employees happily seek to earn their business through professional endeavors. It’s a pleasure to be an active participant. (We especially appreciate the sense of being in a cozy living room, where tasty hot coffee/tea are on tap, and fresh cookies often await.)Our property realtor referred us to Adam Luton, the Home Construction Loan Officer at Guadalupe Bank, and he has been the consummate professional. He’s been on time for our meetings, and communicates with us whether we’re in town or living overseas. Adam’s helpful guidance and thorough follow-up are truly remarkable during a time when it’s relatively easy to dismiss one’s responsibilities. Adam Luton has a great ability to gather solid information, and to explore the possibilities that are available, based on client dictates and realistic goals. Adam does not push a hidden agenda; he simply does his job very well, and offers a supportive helping hand, whenever required, or requested.Adam Luton is a reliable, honest family man. It’s obvious that he strives for excellence, paying attention to the details. We’ve enjoyed working with Adam, who clearly loves his job, who communicates well, and who strives to be present as a part of his Bank’s efforts, where a strong work ethic is both encouraged and celebrated. Since we are ultimately hoping to occupy our retirement home one fine day, Adam is a welcomed partner in this sometimes frustrating process. We thank Guadalupe Bank for hiring Adam Luton, who continues to make positive differences in the pursuits of many moments of happiness.
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December 2022 by Kari Johnson
Adam Luton at Guadalupe Bank was a pleasure to work with. Our refi went smoothly thanks to his attention to detail. Everyone at the bank is nice and helpful. So glad we found them!
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December 2022 by Makayla Samford
Working with Jacob was wonderful; he explained everything in great detail and always made sure to answer/address any questions or concerns I had. Jacob made the entire process as easy and smooth as possible. I highly recommend working with him!
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August 2022 by Denis O'Leary
I can't say enough good things about Guadalupe Bank. I recently completed a construction project with Guadalupe as the lender. The entire process went smoothly. Customer service at the branch is always excellent. The staff always greets customers immediately - even if they are in the middle of something. In a world that seems increasingly impersonal, the folks at Guadalupe Bank are a refreshing exception. Keep up the good work.
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July 2022 by Carlos Sampere
Approached Guadalupe Bank with a challenging case. Since the very beginning Adam Luton was exceeding our expectations. He is a very knowledgeable professional, a good strategist and very persistent and personable banker always looking for the best options for their client and for the bank. Definitely an important asset to Guadalupe Bank. We will strongly recommend Adam for any loan that fits in the areas he manages.
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June 2022 by Ty Smith
Adam and the entire team at Guadalupe bank provide a high degree of personal customer service and go the extra mile to make sure all facets of their banking relationships are executed to the highest standard. It is refreshing to do business with someone that does what they say they will do when they say they will do it. They treat you like a customer verses just a number.
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May 2022 by Elliot Rosen
When my wife and I decided to move to Fredericksburg, we were referred a number of lenders. We chose Adam Luton at Guadalupe Bank for his professionalism, breadth of knowledge, and eagerness to make the financing process as smooth as possible for first-time home buyers.Not only is he personable and timely, but demonstrated a genuine care for clearly answering the many questions we had as new buyers. Even more, he navigated one of our more complex and nuanced situations with ease. We would absolutely use Adam in the future for our financing needs and would recommend him to any of our close family and friends.
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May 2022 by Edward Houser
We worked with Jacob Smith at Guadalupe Bank in Fredericksburg Texas on a home equity loan for renovations. He made the process very easy and made sure we were provided all the information needed to make good financial decisions. We would definitely use his services again.
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April 2022 by John Ussery
Adam Luton at Guadalupe Bank was fantastic to work with for our lending needs. He went out of his way to be helpful, guided us through every step of the way, took care of everything he could on our behalf to make it easier for us, and did an excellent job of communicating. I would highly recommend Adam and Guadalupe Bank as a whole. Everyone there has been friendly, helpful, and wonderful to work with.
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October 2021 by Tippens Larry
We recently secured a construction loan followed by a home mortgage at Guadalupe Bank through Adam Luton, VP/Lending Officer. We found Adam to be very personable and enjoyable to work with. He lead us through every step of the process and kept us on track with frequent reminders. If we have a need for a loan in the future, we would not hesitate returning to Adam Luton to secure it.
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May 2021 by Ketsani Rujiphan
Adam Luton was an excellent representative of Guadalupe Bank with outstanding customer service skills. Adam was very responsive to our questions and requests. He personally oversees the process to the end instead of sending an assistant to make contacts. Adam is the first loan officer in my experience to be present during sign off at the Title company to make sure documents pertaining to the bank are good and to answer any further questions we have. Thank you Adam for the smoothest transaction. And by the way, kudos to the underwriter who caught the probate lien on the title report.
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May 2021 by Lori Christianson
David Geistweidt and Romi Meyers have been instrumental in keeping our business thriving in these difficult times. They really understand what small businesses face with everyday financial issues. They have been a blessing to our business