Serving Gainesville, Texas, and nearby North and Central Texas communities, we are your trusted neighborhood bank for personal and business banking, as well as home financing options. Our Gainesville team offers mortgage loans, construction loans, home refinancing, and tailored lending services. From first-time homebuyers to entrepreneurs looking to grow, we provide professional guidance and quick, local decision-making.
I’ve banked with First State Bank for several years for both business and personal use. The staff is friendly and helpful, and their online and mobile banking make everyday transactions simple. A great community bank that offers reliable service for personal and business banking.
December 2025
Very happy to change my account and leaving Wells Fargo.
February 2023
Good bank. Wish they keep the lobby open for people who need cashiers checks at least till 7 and my apartment is old school and doesn’t do electronic transactions. Most people work during the day as well and the drive through window will not let me make one anymore, did away with that after Covid-19
