1st Franklin Financial offers personal loans up to $15,000 with flexible terms, fixed payments, and fixed rates. They provide short- and long-term installment loans with quick approvals, emphasizing that they are not a payday lender. With over 300 offices across the southeast and over 80 years of service, they aim to be there for their neighbors. Reviews highlight awesome, sweet, and knowledgeable representatives who provide the absolute best customer service. Staff are described as friendly, helpful, patient, and making the process easy, fast, hassle-free, and smooth. Many customers recommend this place to anyone needing a loan.