Spruce Mortgage
Mortgage LendersHours:
430 Shelburne Rd, Burlington VT 05401 Hours
About Spruce Mortgage
Spruce Mortgage is a Vermont-owned business, with over 25 plus years of mortgage experience. At Spruce Mortgage, we understand what Vermont Homebuyers want – low rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors. Located in Burlington, Vermont, we are a small, local business with a team of the best (and friendliest!) loan officers around. We can help you with residential mortgages, second home mortgages, investment property mortgages, and refinancing.
Most Recent Reviews
March 2026
Buddy was amazing. This being our first home, we went into it with only the knowledge the internet could give us, which was limited. He simplified everything as much as possible, was always prompt to respond to questions and is incredibly knowledgeable. We cannot recommend him enough!
January 2021
Ingrid was super patient and knowledgeable in helping my wife and I purchase our first home (during a pandemic, no less!). We worked with her for a long time and she really helped in determining what the best options would be for our specific case. Never felt pressured in the least. Highly recommended!
September 2018
Working with Spruce Mortgage was honestly the easiest part of the home buying process. I used a VA backed mortgage which required 0% down and carries different requirements than a traditional mortgage. Eugene was very knowledgeable and made securing financing stress-free and seamless.
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