First Rate Insurance Plus, Inc. is an independent insurance agency serving the entire state of Washington. Established in 1992, it specializes in personal lines such as auto, home, umbrella, rental home, boat, motorcycle, PWC, and ATV insurance. All staff are licensed agents who work as a team to help clients quickly and accurately with their insurance needs. Customers appreciate the friendly and professional service, noting that agents like Laura, Meghan, and Kris are responsive, knowledgeable, and helpful. Many clients highlight how agents answer questions thoroughly, make complex processes understandable, and even save money while upgrading coverage. The agency is praised for its quick communication, willingness to assist with international travel questions, and smooth policy updates. With a strong focus on customer satisfaction, First Rate Insurance Plus, Inc. has built a loyal client base over more than 30 years, and clients feel confident knowing they are in good hands with a team committed to their best interests.
Had a 2013 Ford Focus, it died and switched insurance to a 2024 Nissan Ariya, got side swiped by an animal and crashed it within 2 weeks. Switched the insurance over to a new 2025 Nissan Leaf. Rachel helped swap all the policies without any issues. Been with them for 5 years now. Very happy.
November 2025
It was a pleasure working with Laura when we switched our insurance for home and auto. It can be complicated but she answered all of our questions and helped us understand everything. We felt very comfortable knowing she had our best interest in focus through it all.
October 2025
As a first time car owner, Jessica Martinez was really helpful and amazing! Made the process really quick and easy!!
