First National Bank and Trust Company is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include Clinton in Illinois along with Arcadia and Whitehall in Wisconsin. Our Arcadia location offers a 24-hour ATM, coin machine, safe deposit boxes and has the ability to instantly issue a new debit card.