First International Bank and Trust is a community bank with locations in North Dakota, South Dakota, central Minnesota, and the Phoenix, Arizona metropolitan area. They offer a wide range of personal and business banking products, including checking and savings accounts, credit cards, mortgages, and various loans. Customers have praised the bank for its exceptional service, particularly highlighting the professionalism and expertise of staff members like Josie Cotterman and Tracy Walstad. Clients have shared positive experiences with Josie, noting her responsiveness and ability to assist with challenges during the loan process, making it feel manageable and smooth. She has been recognized for her efforts in guiding new homebuyers and efficiently handling paperwork. Tracy has also received commendations for his dedication and skill, especially in resolving insurance issues that led to significant savings for clients. Overall, First International Bank and Trust is recommended for anyone seeking reliable banking services, with staff who genuinely care about their customers' needs and provide valuable support throughout their banking experience.
The staff is friendly and helpful. My Business Banker, Parker, is easy to work with and has a lot of knowledge. Karina is very helpful on making sure any extra questions are answered and is quick to respond. I've been here a year and it's a much better experience than my previous bank.
May 2026
I recently worked with Josie at First International Bank and Trust on a mortgage and the entire process was A+. I am grateful to have been introduced and look forward to working with the entire team in the future.
October 2025
Josie Cotterman was thorough and quick. She had my loan done in about Two weeks total time for a construction loan couldn’t have gotten any easier
