Arizona Financial Credit Union, based in Arizona, offers a wide range of banking services to over 155,000 members. Since acquiring Horizon Community Bank in October 2022, it provides low-cost loans, credit cards, checking accounts, home loans, mortgage refinance, and home equity loans. The credit union also offers family banking, youth accounts, business services, SBA and commercial loans, along with convenient mobile banking and nationwide ATM access. Members highlight the friendly and attentive staff who are knowledgeable and helpful, often going above and beyond to assist with account setup and banking needs. Many describe their experiences as easy, professional, and personalized, with staff members recognized for their caring attitude and expertise. Arizona Financial combines the convenience of a large bank with the local, personalized service of a community credit union.