1st Rate Home Mortgage, Inc. is a veteran-owned business that prioritizes its customers over profits. The company is known for its exceptional customer service, with staff members who are responsive, transparent, and dedicated to guiding clients through the mortgage process. Clients have consistently praised the expertise and professionalism of the 1st Rate Home Mortgage team, particularly Tanner Denney, Logan Butler, and Steve Luzzi, who have been described as knowledgeable, calm, and always available to answer questions. The company's commitment to customer satisfaction is evident in their attention to detail, clear communication, and willingness to go above and beyond to ensure their clients' financial goals are met. Whether clients are looking to refinance or purchase a new home, 1st Rate Home Mortgage has earned a reputation as the kind of mortgage professional that customers will return to again and again.
Tanner made refinancing my home a breeze. He's professional and communicates every step.
April 2026
Great experience over the course of a difficult two months finding a home. Logan Butler is outstanding and I highly recommend working with him on your cost sheets and financial needs.
April 2026
Reviews go a long way, Justin from 1st Rate was very patient with my schedule. I was not always available for calls but he worked with me and was responsive throughout the whole process. He was able to answer all of our questions and overall it was a smooth process from beginning to end. 100% would work with him again.
