Monterey Credit Union offers great service for auto loan refinances, lowering payments and providing quick turn around. Customers say the Hollister branch beats any rates and approves loans fast and easy. The staff explains everything in detail, shows patience, and makes the process smooth. Many clients recommend the credit union for new vehicle purchases and refinancing. Customers praise the best service they have ever had and note it feels like a blast from the past where the banker knows you by first name. Overall, clients expect a positive experience and find the rates and service impressive.