Mortgage Lenders in Oxnard, CA

“We have known Frank for years, and he has also helped several of our family members. When it came time for us to buy our home, we knew we could trust him. He made us feel comfortable, gave us great advice, and helped make the whole process go as smoothly as possible. We’re so grateful for all his help and would definitely recommend him to anyone looking for someone they can trust!”

“Larry and his team really made my home buying experience less stressful. They communicated effectively and explained and answered all the questions I had, given that I am a first time buyer and was overwhelmed with everything. I definitely recommend them for great service!”

“Highly recommend Mr. Miguel Alfaro. He helped us refinance our home. He is so friendly, professional and made us feel comfortable every step of the way. He was very informative and made sure we understood what we were signing. Again, highly recommended.”

“I can’t say enough good things about Claudia and her team. I found Claudia to be much more knowledgeable than any of the other loan people I had spoken to, so I knew she was the person who would get me the best loan. She not only did that, she was there for me every step of the way, guiding me answering questions and offering suggestions.Honestly, I wasn’t impressed by the realtor that I had from the home i found on Zillow at all. Nor was I impressed by the escrow company that broker used. So I would turn to Claudia and she would deal with them directly and took care of everything. Claudia’s associate, Betsabe, is so sweet and helpful, and took care of things, answered my questions and made it easy. This is my first time buying a home. I really didn’t think I could do it and didn’t know what I was doing but I can tell anyone who is even considering buying a home to talk to Claudia. She is so knowledgeable about all of the loans and the process, if there is a way, she will know it. Claudia and her team were there for me from beginning to finish. I found i could trust them completely. They were always calm, informative, and took care of it all. I can never express my gratitude to Claudia, Betsabe and the team at Dignified Home Loans enough. When the realtor handed me the keys to my new home last week, I surprised myself and burst into tears because I really wasn’t sure I could ever do it. 10 stars and my deepest gratitude to Claudia, Betsabe and the team at Dignified! If you want your own home instead of paying rent, call them just to check out your options! I recommend them to anyone and already have. BTW, I purchased my home in San Diego County. Even though I live in Santa Barbara County, I wanted Claudia and her team because i could tell they were the best.”

“Chris Clark is by far the best lender around! Not only has he been my personal lender for multiple purchases and refinances BUT he’s also helped many of my friends and clients close on their homes. He’s my go to lender who I highly recommend! FIVE STARS all the way!”

“Chad and Linda knocked it out of the park for us. We were first homebuyers and they were happy to explain every piece of the process. They were available at the crazy hours needed to get our offer calculated whenever we needed, and did way more than the due diligence to ensure our loan was a success. Thank you Chad and Linda and the rest of the Guild team you really are superstars!”

“Craig makes buying a home and rental properties so easy with financing. He Has helped me buy multiple rental properties and help with financing on my home. He always gets me the best rates and makes it easy. If you’re looking for somebody that makes it easy, it’s super professional and fun to deal with, and has tons of experience and access to outside resources. He is your man!”

“Ricardo is amazing! He made what could have been a stressful process feel incredibly easy and manageable from start to finish. He was always available, quick to respond, and took the time to answer every question we had. No matter how many questions came up, he was patient, thorough, and made sure we felt comfortable and informed every step of the way.

What really stood out was how much he genuinely cared about our needs and goals. We never felt like just another client—Ricardo was incredibly supportive throughout the entire process and consistently went above and beyond to ensure everything stayed on track. His communication was outstanding, and our realtor even commented on how great he was to work with and how responsive he was throughout the transaction.

We are so grateful for Ricardo’s expertise, professionalism, and dedication. If you’re looking for a lender who is knowledgeable, trustworthy, responsive, and truly invested in helping you succeed, we highly recommend Ricardo!”

“Staci was very helpful and accommodating. She helped me get what I wanted with a va loan and was patient and understanding. I highly recommend going with smart home mortgage and will be using them again in the future.”

“I was looking to obtain financing for a new home purchase and I was referred to Lori Martinez from a mutual friend. I made contact with Lori and from our initial conversation Lori was able to listen and provide a variety of options available, making sure we understood the benefits of each option all the way to closing Lori was available to help in any way . There were many-many-many times I had a question for Lori during the home purchasing process and whether it was via email or phone call...Lori was always readily available to get my questions answered which made the decision making easier. If you're looking to work with a lender...do yourself a favor and give Lori a call.”

“Graciela Cessy Figueroa!!! This is an agent with some real common sense and zeal. She has a great attitude, while also being very nice and friendly. She has a great amount of experience and education, but more than that she is just real. I like how well she knows her local and surrounding communities. She is very on the ball too, getting back to you very fast with updates and always answering her phone. Buying and selling can be difficult, and with a teammate like her on your side it is so much more seamless. I am excited to finally have the whole process behind me, and a new friend. Thank You Graciela Cessy Figueroa”

“Alex and his team are one of the top resources for people looking into buying their first home. The differentiating factor that someone should consider VCCD as their first resource when considering pursuing the purchase of a home is their empathetic approach to your individual situation. He is extremely knowledgeable and does not beat around the bush to try to secure a lead. They don't work off referrals or make you feel that if they can't help you, that you are wasting his time. From the moment I explained to him our financial situation , he immediately crunched some numbers and offered what my options were based on my current financial situation. I highly recommend this team as they let you explain your situation without interrupting you and thus makes you feel that they are truly looking out to find the best way to go about in qualifying for your home !Thank you Alex !”