Desert Valleys Federal Credit Union, established in 1946, originally served the Trona community before expanding in 1999 to include Ridgecrest and surrounding areas. In 2007, the credit union built its main branch in Ridgecrest, emphasizing community support alongside member service. Over the years, it has grown significantly, offering innovative products like GoGreen Financing and California’s first prize-based savings program, Save to Win. Members consistently praise the credit union for its warm, friendly atmosphere and professional service. They feel welcomed and valued, often describing the staff as attentive and caring. Many mention the low interest rates they receive and the fair dealings they experience, which foster trust and confidence. Customers appreciate the quick assistance they receive whenever they need help, with staff giving full attention to their needs. The credit union has played an important role in helping members through difficult times, including assisting single mothers and families facing financial emergencies. Members highlight the support they received during personal hardships, including help with loans and avoiding eviction, which they are deeply grateful for. Additionally, members enjoy earning interest on their accounts, easy loan processes, and strong fraud protection. Overall, Desert Valleys FCU is viewed as a reliable, caring, and community-focused financial institution that prioritizes its members’ well-being and financial health.
This is a great bank. They have helped me understand my credit reporting and how to improve it. I was able to tske a loan out and everything was explained to me so I knew exactly what I was getting into. They even helped me pick out a budget planning book. A+++
June 2026
I have been a member 52 years and have a great experience
June 2026
Desert Valleys is always there to help you in any way they can. They are kind and helpful.