This Prospect Home Finance location has closed

7825 Fay Ave Suite 160, San Diego CA 92037

About Prospect Home Finance

Prospect Home Finance provides an outstanding and easy experience for mortgages and refinancing. The company is consistently noted for being easy to work with, helpful in answering all questions, and easy to contact with quick call returns. The underwriting process is described as pretty easy and the online portal is a breeze. Customers highlight the exceptional customer service, with agents taking time to explain the process thoroughly and providing daily communication, which removes stress and can lead to a refinance closing in as little as two weeks or about four weeks. The service is handled professionally and efficiently. The company is skilled at navigating complex loan scenarios, including working within specific guidelines to secure favorable Freddie Mac loans even with challenges like vacant units during remodeling. This expertise can secure better interest rates compared to other lenders or former mortgage companies. The team is always available to speak and answer questions promptly. Many customers state it is the best refinance experience they have ever had, highly recommend the company, and would use it again, advising others not to waste time with anyone else.