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January 2024 by Michael Peterson
I worked with Low Cost Mortgage for my loan and it was an awesome experience! They are very responsive, helpful, and got me a great rate. I'm very thankful for them and would highly recommend to anyone looking for great customer service and great rates!
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January 2024 by Michael P.
I had a great experience with Low Cost Mortgage! The team is very responsive, helpful, and helped me secure a great rate on my loan. I would highly recommend anyone looking for great customer service and great rates to reach out to Low Cost Mortgage.
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January 2023 by Aaron Culley
LCM was by far the cheapest rate we found for a VA loan. We worked with mike and pat and they were both very helpful and very responsive with any questions we had. If you are shopping for a home loan definitely check them out.
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January 2023 by Matt Tarpy
Awesome pricing! easy to work with and closes on time!
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January 2023 by Alex B
Whether it be mortgages, refis, home equity loans, or any other financial endeavor related to a home you can usually count on a long process with a lot of paperwork. If you have to go through that process and fight through the mountain of paperwork the one thing you do have control over is what team you use to make that happen as fluidly and easily as possible. We can recommend Mike Floren and his team for that very reason. What we asked for and what they delivered was spot on. The communication throughout the process made us feel comfortable and confident in their ability to take care of us and bring the process to a satisfying conclusion. Thank you so much!
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January 2023 by Karrie Rookey
My husband and I had a wonderful experience with Low Cost Mortgage. Mike Floren and his team worked tirelessly to make sure that we got the best loan solution possible for our individual needs and preferences. They went above and beyond not only with our loan, but also to help our move go very smoothly. We were extremely surprised and grateful when Mike Floren provided a trailer for us to use to move all of the items in our house to the new location. I would highly recommend Low Cost Mortgage to anyone wanting to finance a loan for their new home. They were phenomenal!
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January 2023 by juan harvey rodriguez
They do above and beyond, really responsive, extremely fast to get everything done and they really take care of military personnel such as myself besides,They rates just are the lowest on the market.They closed for my house in less than 15 days.Highly recommended for military personnel Mike is just awesome with us.if you are seeing this review have no doubt on getting your loan with them trust me you won’t regret they’re awesome.
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January 2023 by Sonia Clevenger
Buying your home is the biggest asset you’ll most likely ever buy. With knowing that, you want to be absolutely sure that the people who are helping you through the process are knowledgeable and make the process as pain free as possible. Michael Floren is not like your average loan officer who half pays attention to what’s in front of him and has you paying for mistakes later. He’s very knowledgeable, prompt, and extremely proactive about every step involved. I’ve had horrible experiences in the past, the worst one being when your loan officer won’t even get back to you within the same day, let alone, a few days. 9/10 times, Michael answers or responds immediately. That 1/10 times is cause he’s being attentive with someone else and still finds the time to let me know he is currently busy and will call me back right after. I’m never left hanging. And can we talk about how cheap his loans are?! Everyone owes it to themselves to compare this company’s loans with everyone else and you’ll see for yourself how dramatically cheaper it is with this company. My review would mean nothing otherwise. I hope those who are unsure who to use, do indeed read this, cause I specifically make this review for you!
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January 2023 by Brandon Doss
Mike really sealed the deal & made the process very simple. Buying a home was stressful but mike made it easy . I recommend low cost mortgage!!!
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May 2022 by Rob B.
I expected that explanation when I first emailed you rather than the short answer you provided. Instead I had to contact the VA a 2nd time to confirm what they had told me was true. We are looking for a 2nd primary residence that we'll occupy 51% of the time. Had you explained that the key difference was not to say it's a vacation home like VA explained we would never have had this issue. Box Home Loans understood what I was talking about and told me the same thing VA did which is why we are now pre-qualified through them and now looking for our 2nd primary residence.
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January 2022 by anthony hill
Mike and his team are awesome!!I had been given the opportunity to purchase the house I had been renting and before finding LCM, I had tried with a few other lenders which became time wasted. Because I was renting and also the housing market was crazy, I was running out of time to purchase and things weren't looking to good. Luckily I found LCM and Mike did not disappoint. He was very hands on and willing to answer any questions, even at night and on weekends which was great as it was hard for me to get time on weekdays due to work. I can honestly say that Mike goes above and beyond and he got the job done with no BS.Highly, highly recommend Low Cost Mortgage!!!
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January 2022 by Sarah Ballard
Spoke with Brandy this week and she had a great amount of advice towards a refinance I was curious about. She basically broke it down letting me know I had an awesome rate and if I refinanced now would not break even for three years. While I was not able to refi, Brandy was extremely honest and their closing cost total was reasonably priced and I was tempted. But since it was the matter of less than 1% I decided to just stay with what I had. Either way it was great to get an honest consultation and I am SO HAPPY I CALLED BRANDY FIRST as any other company most likely would have tried to take advantage of my lack of knowledge in this manner being a new homeowner. Thanks Brandy : )
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January 2022 by Jennifer Strauser
Mike and Steve were amazing through the entire process! Highly recommend! When our appraisal came back too low to purchase on the original house we wanted, they were able to help us close on our dream home in less than 3 weeks! Everything worked out perfectly. Easiest closing I’ve ever had!
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January 2022 by John Bond
Mike and his team at low cost mortgage made the process of refinancing very easy and very educational at the same time. Mike was there every step of the way to help answer questions and concern I had. I would recommend Mike and Low Cost Mortgage to everyone and I will be a return customer in the future.-John
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January 2022 by Sadie Trujillo
What a great experience! I would recommend Mike (and already have) to anyone looking for quick & efficient help. Not only was this a relatively quick experience but it was as easy as home buying gets. Low Cost Mortgage was able to get me in the home of my dreams. Now I can see why everyone rates Low Cost Mortgage 5/5 stars. Without a doubt, I will be getting my next mortgage through them. Thank you to my realtor, Alissa Madrigal for the suggestion to go with Low Cost Mortgage.
