Rate Leaf Mortgage is a family-owned company offering a simple and secure way of buying homes. The company provides various loan options, including Conventional, VA, FHA Loans, and Rental loans in Miami, FL. Their team is dedicated to providing quality service and finding the best mortgage rates for clients. Reviewers frequently highlight the friendly, knowledgeable, and professional staff, including Kosta and Franz, who ensure a smooth loan process. The company is recognized for being responsive and committed to their clients' needs. They have a program for Florida Hometown Heroes and offer Jumbo and Conventional Fannie Mae and Freddie Mac loans. Many customers appreciate the exceptional service, noting the prompt and efficient support. The capable and experienced team is praised for their teamwork and ability to guide clients through every step of the loan process, making it smooth and hassle-free. Rate Leaf Mortgage is viewed as a trusted partner for helping families achieve their dream of homeownership.
Honestly, I have received the best cordial and professional service with this team. I don't see how I would change if I have to do my next transaction. Cheers to you guys and thank you again!
February 2026
Excellent communication, works relentlessly on my refinance. He always kept me informed with the details even if not positive news. I would highly recommend Kosta as loan officer to anyone.
August 2025
Kosta and Fanz were very helpful and very fast getting the job done as well as getting the loan closed and funded. I would refer them and this company to everyone. I rate this company and my experience 100%