First Federal Bank is Idaho’s only mutual bank, serving the Gem State since 1915. As a member-focused institution, it offers a range of personal and business banking services, including checking and savings accounts, CDs, mortgage options, and small business services. Customers appreciate the bank's commitment to transparency, with competitive terms and no hidden fees. The bank's online and mobile banking platforms are user-friendly, reliable, and include helpful features like account alerts and budgeting tools, making remote banking convenient. The staff at First Federal Bank are known for their excellent customer service. Customers often mention the courteous, knowledgeable, and caring nature of employees, whether in person or over the phone. Many highlight specific staff members who go above and beyond to provide personalized assistance, often accommodating customers outside regular hours and making banking a positive experience. The in-branch experience is efficient, especially if located near one of their well-staffed branches. While ATM access outside their service area can be limited, the bank offers some fee reimbursements for out-of-network usage. Overall, First Federal Bank balances traditional banking values with modern digital tools, making it a community-focused choice for individuals and businesses seeking personalized service and reliable financial solutions. Customers value the staff’s dedication, professionalism, and willingness to assist in various banking needs.
Mike and the whole team at First Federal was amazing! Everything was done quickly with lots of communication to keep us in the loop on our home buying process. He got us the best rate and I will recommend him to everyone!
October 2024
First Federal Bank and Mike Kirby were great to work with when working on an out of state project. Mike and his team communicated well and did everything in their power to keep our mutual clients best interest in mind.
May 2024
Chris Savioni is absolutely amazing. She’s bright cheerful. Knowledgeable she really cares. She is a wonderful commercial banker!!!