BMO Bank offers personal and commercial banking, wealth management, and investment services with over 500 convenient locations. It is noted for being a good fit for those needing American or Canadian currency and fund access in both countries. Reviews highlight friendly, social, and attentive staff who listen to customer concerns without a hard sell. Employees are described as helpful in setting up accounts, acclimating customers to the bank's app, and explaining shortcuts. The process for opening accounts, such as checking or savings, is reported as quick, with customers often in and out in less than 30 minutes and sometimes receiving a debit card the same day. The offices are nice and clean, with ample parking and functioning ATMs. Customers recommend the bank and its employees for their efficient and refreshing customer service, which puts the customer first.