We have been with Guardian Savings Bank for a couple of refinances and each time, it's been incredibly easy and low maintenance. And they always have the lowest rates! Really the only issue we have is their antiquated online presence. But it's not such a big deal to us that we'd take a star away. :)
"Guardian Savings Bank’s original charter was granted on April 22, 1895. From its humble one branch beginning, Guardian has now grown to 13 offices in Cincinnati and Kentucky and is considered to be one of the strongest performing savings banks in the Cincinnati Tri-State area.
At Guardian, we focus on what we do best- making mortgage loans. We offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 120 years of hometown service, we pride ourselves on being able to continue offering personal attention and low cost products to our customers."