Since 1920, Citizens National Bank has been more than just a place to keep your money—we’re your neighbors. Headquartered in Somerset, Kentucky, we’ve grown to 11 locations across Pulaski County, Monticello, Russell Springs, Nicholasville, and Richmond. While our reach has expanded, our mission remains the same: delivering the high-quality, personalized service that only a locally-owned bank can provide.
Great experience very kind and helped with all my questions
February 2026
Always very sweet compassionate and always quick love them
October 2025
I have bank at Citizens National Bank sense 1972 .They have good friendly people to serve me and my family for last 53 years.My opinion they are the best in Somerset Ky. I mostly go to the 27 Branch , they are kind to you and will go out of there way to help you.