Refined Lending a division of Luminate Bank
Mortgage LendersHours:
9240 Baltimore St NE #110, Blaine MN 55449 Hours
About Refined Lending a division of Luminate Bank
Refined Lending, powered by Luminate Home Loans NMLS 150953, is a custom home mortgage bank that provides an exceptional experience for homebuyers. Their experienced team works closely to suggest the perfect mortgage that fits within your budget, with unique products like the $29,000 WISH Grant and one-time close new construction. Clients work with one team from pre-approval to final home closing, ensuring a simple, streamlined, and highly rewarding process. Reviewers praise the personable and professional service provided by the Refined Lending team, particularly Jerrid, the mortgage broker. He is described as comfortable, willing to explain every detail, and responsive to questions, even late at night. Jerrid and his team, including Carolyn and Cari, are praised for their helpfulness, kindness, and efficiency in guiding clients through the process. Clients appreciate the transparency, reliability, and passion Jerrid brings to his work, making the often-stressful home buying experience a dream. Overall, Refined Lending is highly recommended for its exceptional service, knowledgeable team, and unique mortgage solutions that cater to the needs of every homeowner.
Most Recent Reviews
May 2026
Jerrid was extremely helpful as a first time home buyer and has still been available to this day with any questions I have!
May 2026
Nikki was a great help through the home buying process and is always available whenever questions come up.
May 2024
Overall great experience. Very timely and efficient assistance
More Comments(54)
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- Blaine, Minnesota