Minnesota-based Stearns Bank National Association is a $2.3 billion, independently-owned financial institution with locations in Minnesota, Florida and Arizona, and over 35,000 small business customers nationwide, in every state across the U.S. Earning top rankings as one of the nation’s highest-performing banks by American Banker, and most recently ranked ninth in the U.S. among banks having more than $1 billion in assets by Independent Banker’s May 2021 Best of the Best ranking of banks with the highest 3-year average Return on Assets, Stearns Bank specializes in nationwide commercial construction lending, USDA and SBA lending, and small business and equipment financing. We get the job done!
For not-for-profit organizations, Stearns Bank is a one-stop-shop that offers numerous useful services and a very knowledgeable staff. 5 STARS *****
October 2025
Stearns Bank is a great Bank because they watch out for your money and everyone is super friendly! They know you by your first name!
December 2021
We used Stearns bank to finance a CDL truck and we're very happy. They were helpful with our million questions and walked us through the entire process. We would defiantly use them again!