Banks in St. Cloud, MN

27 locations found near St. Cloud

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  1. 1010 W St Germain St Ste 150, St Cloud MN 56301

    4.1 Good 32 reviews

    “Falcon is a great place to bank. Staff is friendly and knowledgeable. I like that I'm addressed by name whenever I walk in the door. Many miscellaneous services.”

  2. 3030 1st St S, St Cloud MN 56301

    3.5 Good 68 reviews

    “I have been here for over 20 years and through all the changes. I still trust very few places with my money and information and these guys are one of the select few I do trust. Very easy to work with. They treat you like a person not a number here. If there is a issue they are excellent at getting it resolved right away. Very knowledgeable staff and friendly. The only complaint I have that doesn't affect the 5 stars are the new drive up boxes. If I'm going to talk to the person in the building anyway why does a screen and a bunch of tech have to be between us. I just go into the st cloud location and look for DeeDee, She is my go to!”

  3. 2842 2nd Street South, St. Cloud MN 56301

    3.7 Good 22 reviews

    “We utilize Liberty Bank for our mortgage and I can't speak highly enough about them. Whenever I have a question, they are so responsive and helpful! It's always clear when adjustments are needed to our escrow accounts, and they touch base if they have questions which has been so helpful as someone with their first mortgage. It's been five years working with them, and I wouldn't change a thing! A special shoutout to Terry Ballmann who goes above and beyond with questions.”

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  5. 120 10th Ave N, St Cloud MN 56303

    3.8 Good 13 reviews

    “The ladies in St. Cloud are amazing! They treat me like family and are always there to help me out! I have been a member for over 20 years and they are always there for me! Love them!”

  6. 3210 W Division St, St Cloud MN 56301

    3.8 Good 10 reviews

    “Corey Schueller at American National Bank of Minnesota in the St. Cloud area has built a strong reputation for a reason. I’ve gotten to know him as a fellow community member over the past several months and have also heard consistently positive feedback from people who have worked with him directly. What stands out is the level of trust he creates, and that is essential when it comes to financial services. I recommend Corey at American National Bank without hesitation.”

  7. 3240 W Division St, St Cloud MN 56301

    3 Average 54 reviews

    “Alexx was absolutely wonderful. I went in thinking I was going to have jump through hoops to get my new card made, she was able to work with me and I was in and out with in 15 minutes.”

  8. 3951 W Division St, St Cloud MN 56301

    3.1 Average 26 reviews

    “Every time I go to the bank, they're super friendly, they actually know the co-owner of my account by name. I'm not available to go nearly as often, so he does most of our banking business. We both love this location and yes, the merger had some hiccups (they all do!!) But they patiently helped us understand what was happening with our accounts at the time and everything. I'm happy I opened my account here simply for the customer service we've gotten. Yall are great!!!”

  9. 4191 2nd St S, St Cloud MN 56301

    2.9 Average 69 reviews

    “Stearns Bank is an amazing bank. When my dad passed away, they not only showed compassion and empathy for my situation, but also made the process of finalizing his accounts truly seamless. I cannot say enough good things about this bank. The team is friendly, outgoing, and genuinely caring. At Stearns, you’re not just an account number—you’re part of a community that looks out for you.”

  10. 4150 2nd Street South Suite 180, St. Cloud MN 56301

    3.3 Good 13 reviews

    “We had a very positive experience working with Dan Stolt at Bremer for our mortgage. His team was quick, efficient, and knowledgeable. We would be happy to work with Bremer again in the future.”

  11. 4350 8th St N, St Cloud MN 56303

    3.7 Good 6 reviews

  12. 5803 Ridgewood Road, St. Cloud MN 56303

    3.7 Good 6 reviews

  13. 1800 Bellin Drive, St. Cloud MN 56303

    4 Good 4 reviews

    “I cannot say enough good things about this bank! Whether it’s for personal or business banking, the team has consistently gone above and beyond to ensure that my experience is smooth and enjoyable. The staff is incredibly friendly and always eager to assist with any questions or needs I have. From managing my personal accounts to navigating business finances, they provide expert guidance and support every step of the way. Their professionalism and dedication truly set them apart. If you’re looking for a bank that values its customers and offers exceptional service in both personal and business banking, look no further. West Bank is the bank for you!”

  14. In Cash Wise Foods, 1001 4th St SE, St Cloud MN 56304

    3.2 Average 9 reviews

    “Brett and Josh helped me set up an account the other day and they were by far the nicest bank employees I've ever come across. They worked excellent together as a team. Definitely made me feel confident about my choice for banking. Thanks again guys!”

  15. 2915 2nd St S, St Cloud MN 56301

    2.9 Average 15 reviews

    “Second time I have use American Heritage for an investment property both times with Jessica! Wonderful experience. She made the process very smooth and easy and she also introduced me to nee products that I didn’t know were out there. I will continue working with American Heritage and with Jessica for any other real estate investment coming up. I also forgot to mentions that their closing costs are fair and don’t cost an arm an a leg like many other investment property lenders”

  16. 400 1st St S, St Cloud MN 56301

    2.7 Average 47 reviews

    “I have very awesome interaction with this bank and God knows how often I've had to use their fraud department to take care of fraudulent transactions on my account and got them taken care of the most speedy recovery of my account and receiving funds I thought were lost. And I'm not the best In budgeting my pay check and getting it to work out right but they have the patience and knowledge to get me by. With the mobile app there are a number of tools available to even help me with getting and keeping me within my budget. As well as many other resources to work with in using my finances correct and to start building up savings for unexpected as well as future goals like trips and large purchases in the future. It's a great all around financial institution to be with for all your financial endeavors”

  17. 1113 West Saint Germain Street, St. Cloud MN 56301

    2.8 Average 9 reviews

    “I want to thank Liz Huibregtse for the years of going over and above for all my banking needs. I have personal and business accounts along with accounts for my kids at MidCountry for over 12 years. Liz has always gone beyond what’s expected in making sure we are prepared. I will ask her what I need to bring in for whatever I may be doing and she gives me the complete and thorough list. The only times I’ve had any issues or needed to come back has been when Liz isn’t there to help. We followed Liz from the Excelsior/Cub location and we will follow her to wherever she will be. Thank you Liz and MidCountry for taking care of all my needs.”

  18. 720 4th Ave S, St Cloud MN 56301

    2.7 Average 14 reviews

    “I tell people all the time that I love my bank! Anytime I have ever dealt with Affinity from my mortgage to checking, savings or auto loan I have been satisfied and usually even impressed. They are fast and efficient with loans, give points for debt usage and are so friendly. I also feel that they are very community driven and give back to several local residents and organizations. Best "bank" ever.”

  19. 525 US-10, St Cloud MN 56304

    3 Average 4 reviews

    “We had an excellent experience working with Tim Smith at American Heritage Bank for our mortgage on our new home (shouse). Tim made the entire process feel easy and straightforward from start to finish. He was incredibly responsive, had quick turnaround times, and whenever he didn’t have an immediate answer, he connected us with the right person right away. One huge plus was that the appraisal was done in-house, which made the process feel much faster and far less stressful. Every single person we worked with at the bank was pleasant, helpful, and professional. We truly felt supported the whole way through. We will always recommend Tim and the American Heritage Bank team!”

  20. 1532 W St Germain St, St Cloud MN 56301

    2.5 Average 70 reviews

    “I refinanced my car through Great River Federal Credit (former name) during summer of 2025. My specialist was AUBREY KRUEGER. It was a smooth process and I even set up AUTOPAY (signed through EDOCS by both parties). On October 19, I received a letter from the mail through their new company (Credit Union 1) that I am late by 15 days. I tried to contact her via email and text but no response as of now. If this issue is not resolved, I will escalate this to my LAWYER. Edit as of 12/25: Issue has been resolved and had a different team member who resolved my issue. Amber Mathiasen helped me solved my problem and set upy autopay. Payment has been received and my late payment was not reported to the credit bureaus. I also plan on paying off the loan completely next year if everything goes accordingly. Shout-out to Amber for her great customer service experience.”

  21. 1015 W St Germain St, St Cloud MN 56301

    2.5 Average 46 reviews

    “The best US bank. I had a really bad experience at many locations in regards to a letter and Mareesa Stoner helped me figure it out. She was extremely easy to work with and she helped me within 10 mins despite me spending hours in other location.Really good customer service !!!”

  22. 211 5th Avenue South Ste 300, St. Cloud MN 56301

    2.5 Average 24 reviews

    “Hunter S. Is an amazing help! My dad accidentally opened a wrong account online for me and Hunter was able to close that one and opened the correct one that I can use.”

  23. 27 33rd Ave N, St Cloud MN 56303

    2.4 Poor 5 reviews

    “Friendly service with a smile. This location seems a bit nicer than the down town location. I have a cash budget and when I request smaller bills for my withdrawal they seem to get it and not question why I want smaller bills. Great service all around.”

  24. 3130 2nd Street South, St. Cloud MN 56301

    2.3 Poor 6 reviews

    “Minnwest is truly the reason we were able to bring our adaptive and inclusive gym to life! They helped with every step of financing that was needed to secure our forever business home! Bri and Ethan answer all of my questions to this day, and thanks to them we’ve been going on 16 months strong!”

  25. 200 25th Ave S, St Cloud MN 56301

    2.4 Poor 50 reviews

    “I believe it was the manager at this site. He was so kind and helpful to me!!It was just a nice reminder, that there is still kindness in this world!!I do not have an account here, yet!But when I am able to. This will be my bank.Thank you”

  26. 1015 W St Germain St, St Cloud MN 56301

    2 Poor 4 reviews

    “I actually like this branch, I don't get why the other reviews are so bad. The people are super nice and helpful. I've been able to walk in and be seen without an appointment and only a 15 minute wait. I had an issue with verification and Derek Vonderohe helped me resolve it over the phone and email. I had a busy week and did not have time to go in person so he was a lifesaver.”

  27. 27 33rd Ave N, St Cloud MN 56303

    2.3 Poor 47 reviews

    “I'm so happy that I switched to US Bank. The service at this location has always been wonderful. I've never had a bad experience here. This is where I set up my account initially, and the banker was so dang helpful. I've been with US Bank for about 4 years now and I don't regret it!!”

  28. 200 33rd Ave S, St Cloud MN 56301

    2.2 Poor 50 reviews

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