Southern Bank is a highly praised financial institution, known for its exceptional customer service and friendly staff. Customers have consistently commended the bank's professional and helpful employees, particularly at the Clever Branch, where they are described as "delightful" and "top notch." The bank is praised for its good rates, and customers appreciate the personal touch and small-town feel it provides. Overall, Southern Bank is a reliable and recommended choice for both personal and business banking needs, with the Clever Branch receiving particularly high marks from satisfied customers.