SWC Group

Hours: SWC Group is a credit collection service that many customers have contacted for past due bills. The company provides information about the original creditor, the amount owed, and the account name. Customers report that the staff is polite, helpful, and super nice, and that they give details that only the original company would have. The service reports to the credit bureaus every week and can have a debt marked as paid, settled, or satisfied within 30‑60 days. After payment in full, customers see an update on their credit report and can dispute the transaction through Experian, TransUnion, or other bureaus to have the collection removed. Some reviewers note that the company did not hold up a bargain, showing the debt as paid but still on the credit report, while others say the dispute was agreed with and the account was removed. Several users describe paying a small amount, such as $60 or $212, with a debit card and receiving the removal of the derogatory mark in the promised time frame. One reviewer saved about $100 by paying a discounted amount directly. The gentleman was polite and sounded legit. The discount saved a customer about $100 and gave great credit. The load off was described as WHEWWWW and great credit here. Overall many say the service is worth the call and not a scam. Overall the experience is described as good, not a scam, and worth the call for those who want a past due balance removed from their credit history.

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