Shell Federal Credit Union is a member-owned cooperative serving Harris County, offering a variety of services at lower or no cost compared to traditional banks. Anyone who lives, works, worships, attends school, or does business in Harris County can join. Customers appreciate the friendly and helpful staff, with many praising the seamless process of opening accounts and obtaining loans. Staff members like Jesus Flores and Marissa Gonzales are recognized for their helpfulness and dedication, making customers feel comfortable and supported. While some experiences, such as waiting times for appointments or notary services, have been less positive, overall, members value the personal attention and better rates offered by Shell FCU. Many customers have switched from larger banks to Shell FCU for better service and interest rates, noting the credit union's commitment to customer satisfaction and community service.