It's a very good and comfortable bank in Timberville VA. The entire team at work is welcoming and very helpful. The staff there is always smiling and friendly in the drive‑thru. They always make sure to speak to customers and make everyone feel welcome. The customer service is beyond average and the best bank to consider. This bank go above and beyond to help with what needs and hold a candle to other Corporate banks.
They always have a smile and eager to help in any issue
April 2026
I've been with farmers and merchant on and off for many years. They were my first bank at the age of 19 until I got married. And I came back to them after my husband died.
August 2024
The staff is very friendly. The bank is always so clean and organized. Always so nice to my children