APCO Employees Credit Union is now Southern Energy Credit Union! Enjoy the same great credit union you know and love, now with expanded services and branches across the entire Southern Region in Alabama, Georgia, and Mississippi. As a not-for-profit, full-service financial institution, Southern Energy Credit Union offers modern financial products and services combined with the personal attention and advantages of a Credit Union. We combine industry leading savings rates with competitive loan rates, and we have lower fees than those you would find at a common bank. We proudly serve 90,000 members through 29 Credit Union branches, our Digital Banking platform, and through more than 5,000 Credit Union Service Centers nationally.
I have been a member for 26 years. With many loans not a single problem.
December 2025
Fantastic bank. Workers are always so lovely and helpful. Online banking is effective.
November 2024
The credit union.is great!! Its the online for me. Make an online deposit, then it's under review? Then its rejected because u can't see endorsement but u can see it. Now u redeposit and now u have to recycle and wait for review. I think I will just walk in till they fix their issues. Faster to drive to teller
