Vault Financial is a professional mortgage company based in Southern California that offers a full range of mortgage services. Unlike big banks, the business bases its operations on customer service first, filling a void for personalized service with better pricing and communication. The team strives to make the stressful financial aspects of home buying easier, providing prompt and quality services to ensure client satisfaction. Reviews consistently describe the process as smooth, easy, and extremely quick, with great communication and no surprises. The team is noted for being very helpful, knowledgeable, efficient, and creative, providing many options to fit individual situations. They are attentive, keep the work required by clients to a minimum, and are on top of every step. Specific expertise with the VA home buying process is highlighted. Clients report the best loan experience, with highly efficient processing that can lead to remarkably fast closings. The service is so valued that clients state they will only use this team for future transactions and highly recommend them for all home loan needs.
Wes gives you all the options available and keeps you updated all along the whole process. Anything you don't understand he will explain it to you. Great to work with!
April 2026
Vault was amazing to work with! They were knowledgeable and very fast to respond to any questions or concerns we had.
February 2026
Rick is beyond helpful and communicative! I always felt comfortable reaching out with questions. He’s great at communicating in terms that were easy to understand as a first time home buyer.
