XO Mortgage is a licensed mortgage broker operating in California, Texas, Colorado, and Kentucky. The company aims to simplify the mortgage process, offering guidance and support to clients throughout their home loan journey. Despite the current volatility in the mortgage market and high interest rates due to inflation, XO Mortgage is dedicated to helping clients find suitable loan options. Clients have praised Patrick, a principal at XO Mortgage, for his exceptional service. He is described as patient, transparent, and thorough, making the home buying experience less stressful. Many reviews highlight his strong communication skills and commitment to going above and beyond for clients. Patrick is noted for being a valuable partner to real estate professionals, working together to provide the best outcomes for their clients. Overall, XO Mortgage and Patrick have garnered high recommendations from clients who feel supported and informed throughout their mortgage process. They are seen as trustworthy and professional, ensuring that clients feel like part of the family during their journey to secure a mortgage for their dream properties.
I highly recommend Patrick as he is patient and always going above and beyond to help get to the finish line. We were window shopping for the best possible rates with three other lenders to refinance and Patrick was the most honest, transparent, and quickest, and we felt at ease to close with him.
November 2022
XO and it’s principal Patrick Wingate are beyond anything we could have expected in assisting us in securing a mortgage, to purchase our dream property. They are officially a part of the family and we recommend them to anyone who needs professional services such as this. You can’t do better.
March 2022
Fantastic experience and I cannot believe how quickly we moved through the process. They were extremely responsive, communicative, and very professional. Working with Curtis was excellent - definitely recommend!
