Orange County’s Credit Union - St. Andrew is a well-established community financial institution originally chartered in 1938. As the largest community credit union headquartered in Orange County, it serves over 115,000 members across Orange, Los Angeles, Riverside, and San Bernardino Counties with a membership fee of $5. Members enjoy access to a widespread network of 30,000 CO-OP ATMs, as well as online and mobile banking services. The credit union offers a variety of financial products, including auto loans, mortgages, and investment options. Members appreciate the long history and strong customer support at OC Credit Union. Many highlight the friendly, helpful staff who go above and beyond, such as assisting elderly parents or easing transitions to new banking technologies. Staff members have been described as patient, empathetic, knowledgeable, and dedicated to solving complex issues. The branches are generally well-maintained, with ample parking and a large setup, although some find the layout slightly confusing initially. Members also value the convenience of the branches’ locations, especially those near their work or home, and the availability of deposit slips. There are some concerns about communication, particularly regarding mailing checks and contacting branches directly, with reports of checks getting lost in transit and difficulty reaching branch representatives. Overall, OC Credit Union is praised for its customer service and community-oriented approach, making it a trusted financial partner for many members.
This bank is the best, every time I need some banking matters they have a solution for me. Thank you Orange County Credit Union.
February 2026
Alexis was very helpful in starting a new account for me and was very thorough in the process. Would definitely recommend him and this bank to everyone I know !
February 2026
Kevin and Yanett were extremely helpful in servicing me to get an auto loan. They worked hard and got me the best rate. 10/10 recommend!
