There's no substitute for experience, and F&M Bank's over-a-century history is a unique promise in today's ever-changing world. From personal and business banking to mortgages, commercial lending, and a comprehensive suite of business services, we combine that foundation of strength with leading-edge digital tools and a community-first approach to power your financial life. Consistently voted a local best bank, our clients work with real bankers who know their names, their goals, and their neighborhoods. These are people who are as invested in this community as you are. Proudly rooted in Salisbury, NC, and serving clients across Rowan County, Cabarrus County, Greater Charlotte, and Raleigh.
A small bank with one of the services and a personal touch. Highly recommend doing business here! p
March 2022
Great customer service ? you will be pleasantly pleased!...
February 2021
Our church has been using F&M at the Concord branch for several years now.You could not ask for nicer more professional people to deal with.I was so impressed with the level of service we started doing business with them personally.Cabarrus and Rowan counties are blessed to have a local bank like F&M Bank..