Guardian Savings Bank has a long and storied history, having been granted its original charter in 1895. From a humble one-branch beginning, the bank has now grown to 13 offices in Cincinnati and Kentucky, and is considered one of the strongest performing savings banks in the Cincinnati Tri-State area. Guardian's focus is on making mortgage loans, offering a wide variety of conventional conforming and non-conforming loans, as well as FHA and VA loans. The bank is also a leader in construction, lot, investment, and apartment loans. With over 120 years of hometown service, Guardian prides itself on providing personal attention and low-cost products to its customers. Clients and real estate professionals alike have praised the bank's staff, particularly Ben Montoya, for their professionalism, kindness, and willingness to go above and beyond to ensure a smooth and stress-free lending process. Customers have highlighted the staff's patience, open communication, and ability to provide helpful guidance throughout the entire process.
This is a long time coming. David Langner helped me navigate closing my one mortgage with a competitor and start our new mortgage with Guardian. THIS WAS DURING COVID! Nothing happened fast at that time. Some things were complex but David held my hand and we got through. Langner is your man. Call him!
May 2026
David Langner was great to work with. Very responsive and always on top of things. Would definitely use him again!
April 2026
As a first time homebuyer, David Langner did a great job walking me through the process. He was always available after hours to answer all my questions and concerns. Would highly recommend.
