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“I have a great pleasure to have business with Jose Garibay, he help us through our journey of the new property we obtain, he responds quickly and clearly on any concerns that we have. Thank you so much Jose Garibay! ♥”
“Justin and his colleagues were so patient, knowledgeable and communicative with my buyers and myself. The weekly updates were so helpful. He was essentially available at any moment help was needed. I would not hesitate to refer anyone to him! Tina Smith, Broker/Real Estate Professional”
“Maxine was my loan officer! She was amazing. Communication was spot on making the process a breeze, she answered all my questions and was on top of everything. Her insight and knowledge helped me make decisions that best suited my situation. Having someone helpful like her for my first house truly made life easier. Thanks so much for your help Maxine!!”
“This is the second time we've worked with Katy and her team. Great to work with, very helpful and professional. We would highly recommend for anyone looking for a mortgage team .”
“My Realtor referred me to Elizabeth Mortgage Team. They were thorough with everything from keeping us up to date on progress and what they needed from us, (documents). They were professional and friendly. We're very blessed to have worked with them.”
“Travis and James are not only amazing lenders but they make the process fun! They’re very knowledgeable about loan options and have a customized approach for each buyer. If you’re looking for a lender, I highly recommend them!”
“From start to finish Traci was very knowledgeable, attentive, and supportive. She worked hard to help me meet my financial goal outcome! I wouldn’t consider ever going through this process again without her!”
“Carmen and her team were excellent from the very first time we reached out to them. They guided us through a long process of preparing to purchase a new home, breaking everything down into manageable steps. Carmen's communication was clear and thoughtful. She made a stressful process feel feasible. Cannot recommend Carmen and her team more.”
“Tracy was incredible. She recently helped my husband and I buy our first home! Let me tell you, this woman is fast as lightning. She wasted absolutely no time through the process, answering my millions of calls the whole time. She is clear, she's dependable, she's honest, and most importantly, she knows what she's doing! Moving forward, I will absolutely be working with her through all my future endeavors.”
“These guys have a huge heart for the community. Thank you for the energy your organization gives to things like helping fund real solutions for homeless youth! Envoy is the kind of lender you want in your corner AND community. You guys are legends! Come tell your story on podcast… the mic is yours whenever you’re ready!”
“We worked with Melissa before and didn’t think twice about going back to her this time. Both times she’s been fantastic. She knows her stuff, explains everything clearly, and makes the whole process feel easy. She was always quick to answer our questions and kept us on track from start to finish. If rates go down, she’ll be the first call we make to refinance. Couldn’t recommend her more.”
“Mat was an excellent resource for our ReFi needs. He listened to our financial goals and provided recommendations that would help us best. His team was there to navigate the entire process and he even went above and beyond to help communicate with underwriting to clarify key points that helped ensure the process kept moving forward. Highly recommend Mat and his team for your mortgage needs. Give him a call and see the difference between feeling like a Client vs feeling like a number.”
“My card stopped working so I went to a branch while I was in Salem. I wish we had a branch in Eugene. Anyway I showed my card and ID and I was b and out the door in under 5 min. Thanks for the great service!”
“Today I worked with Janel, and she made the process easy, comfortable and helped me understand exactly what the process is. I'm looking forward to being debt free and feel a load off my shoulers and my bills already. Thank you for your help, Janel. You're a life saver.”
8AM - 5PM
110 Wallace Rd NW, Salem
Mortgage Lenders
“Phil was great! He made buying a house super easy and he was a great help for the entire process. Any questions or concerns we had, he was there to answer them and put us at ease. He was responsive, attentive and available any time we had a need! We really appreciated having him help us with the loan application. He worked hard to make it happen and we are grateful!”
Open 24 hours
1255 Lee St SE Ste 200, Salem
Mortgage Lenders
“Buying a house is an exciting but stressful time, especially dealing with the finance steps. I'm so glad I worked with Jen Cantu this time. She made my experience so much better. She is knowledgeable and friendly. I loved that she was very accessible and responsive to my many questions during the process. I would use her again and recommend her to family and friends.”
“I was recommended to Lisa by the folks at Homes Direct for the mortgage for my manufactured home, and I cannot recommend her enough. VERY timely, professional, relatable and friendly, and updates you every step of the process. Signing final docs couldn't have gone smoother. Lisa is your gal!!”
“Working with Ethan Manela at CMG Home Loans was one of those experiences where you realize, “Okay, this is why professionals exist.” We ran into a genuinely thorny problem—the kind that makes you wonder if the whole thing is about to fall apart—and Ethan didn’t flinch. Instead, he came up with an innovative solution that honestly hadn’t even crossed our minds. It was creative, practical, and exactly what was needed to keep things moving.
I’ll admit, it’s tempting to go with some of the cheaper, out-of-town lenders you see advertised everywhere. But this experience made it crystal clear: it really pays to have an expert. When things get complicated (and they do), you want someone who knows the landscape, understands the nuances, and can actually solve problems—not just process paperwork. Ethan brought real expertise, and that made all the difference.
What really stood out is that Ethan is clearly the guy you want when things go sideways. He’s calm, thoughtful, and doesn’t panic when the path forward isn’t obvious. He just gets to work figuring it out. No drama, no confusion—just steady problem solving and clear communication the whole way through.
On top of that, his ethics appear to be impeccable. You never get the sense he’s pushing something just to close a deal. It always felt like he was focused on doing the right thing and finding the best outcome for everyone involved.
If you want someone who’s sharp, honest, and can navigate the tricky stuff without breaking a sweat, Ethan’s your guy. Would absolutely work with him again.”
8AM - 5PM
110 Wallace Rd NW, Salem
Mortgage Lenders
“I can't say enough great things about Lighthouse Financial, and especially Scott and Mel, who have helped us sail through multiple transactions over the years. I was originally referred to Scott by my real estate broker while looking at investment properties in Salem and Keizer. I used US Bank in the past, but most of the big banks have a "mortgage guy" who seems to be asleep at the wheel. But when you work with someone like Scott, who can shop multiple lenders and give you brilliant strategic advice on how to structure deals for the best outcomes, you avoid the assembly line (and inevitable delays) of the larger institutions. What a night and day difference. He is very sharp and moves like lightning. My goals are very different from the regular home buyer, and so I rely heavily on consultative experts who can problem solve their way around obstacles. They know how to work a bigger plan and make sure we are hitting all of our metrics. If I fall short on something, Mel brings the urgency needed to get the deal done. I can't tell you how appreciated that is. That level of focused project management is worth every penny. They really work hard to see around corners for you, and to package things efficiently for underwriting to keep surprises minimal. They are truly masters of what they do. I highly recommend them to any and all REIs who want pros to handle their financing side. This market is too competitive and moves too quickly to have anything less than a top notch financing partner.”
“I've been working with Nicole Cassidy for over 6 years now and time after time she always brings to the table a wealth of knowledge of the Mortgage world and has proven to be able to shift with ease in the ever changing environment. I always recommend my clients to her because she is one of the few that legitimately go the extra mile for people buying their homes or investment properties! Looking forward to many more years of success!”
“Javier helped us today and he was so helpful, patient and professional. He answered all our questions clearly and also guided us with the app. He's wonderful!”
“Bill Morris is the best mortgage rep around! We have consulted with him several times for complex mortgages and refinancing. He has proven to be insightful, supportive, honest, and very helpful. Bill has diligently looked out for our interests and never tried to up sell. He has worked consistently to get us the best rates and lowest fees possible. His knowledge and experience in the industry is obvious and he has completely earned our trust. Highest recommend…10 stars!”
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“Claire recently provided lending services to one of my first-time home buyers and the entire process was seamless. She is so knowledgeable and professional.
I truly appreciate her communication and the way she protected my client in this market. It is particularly important with first-time buyers to educate every step of the way and Claire made sure all questions were answered and understood.
If you have any lending needs, be sure to call Claire Mahoney at Mortgage First.”