Citadel Credit Union has generally provided positive experiences for long-term members, with many praising helpful and knowledgeable staff such as Richard Grey and Lester Neri. Customers appreciate the friendly service, smiling staff, and helpful attitude, which make banking easier and more pleasant. However, some recent issues have been reported, including poor customer service during a busy lunchtime on a Friday, when no tellers were available and misleading explanations were given. Despite this, many members continue to trust Citadel for their banking needs, including business banking, and remain satisfied with the service. Overall, Citadel Credit Union is seen as a helpful and friendly bank with dedicated employees, although occasional service lapses can occur.