First Northern Credit Union is a not-for-profit financial institution that offers a range of services including higher deposit rates, lower loan rates, and low or no fees on many services. Members can access auto loans, mortgages, and a Visa card with no annual fee, along with personalized member service and free financial seminars. The credit union welcomes new members who live or work in specific Illinois counties or are connected to certain organizations. Customers frequently praise the friendly and professional service provided by staff members like Lettie, who is noted for her warm demeanor and ability to meet customer needs. Ventura Avila also receives commendations for her excellent customer service and fluency in Spanish, assisting those with banking inquiries. Long-term members express feeling valued and respected, highlighting the consistent quality of service at First Northern Credit Union.