Mortgage Lenders in Urbandale, IA

“working with david and his team was a breath of fresh air. From the very beginning, it was clear that they were not only knowledgeable, but also incredibly helpful and patient. They took the time to explain things thoroughly and made sure we understood everything. Their expertise and guidance were invaluable and we are grateful for the time you guys spent working with us.”

“When starting the process of our first home purchase, we were recommended to Mortgage Producers by a friend. Steve and his team really made the process simple and easier to understand. Communication was effective and timely, and the process was incredibly streamlined. If you're looking for experienced, honest, and personable; look no further. Steve and his team at Mortgage Producers are the best there is.”

“We were working with another company at the beginning of our buying process, they were taking way to long and just seemed like I was going in circles with everything. I was referred to DeeDee and I am GLAD I reached out. DeeDee was able to assist with making the process easy and quick! She had all our information within a day and started on it immediately. The whole process with them took about 2 weeks, where we with the other company for 2 months! Communication was great and I was updated with every step of the way! They were always willing to answer any questions I had. :)”

“Brian goes above and beyond for all of his clients. He is truly a kind person who cares and wants to help people. Highly recommend him for all your purchase and refinance needs!”

“Derek was straightforward, patient, informative, and attentive in taking care of every detail of our mortgage, and was able to provide competitive rates with transparency. He’s an exceptional businessman and person. He even put our baby to sleep during the signing, what a miracle worker! Highly recommend.”

“The Osby team is always my first referral for lending! The whole team is amazing and here is why
1. They take the time to get to know my buyers “why”, they make the process of home buying less intimidating and go thru options that will work best for each individual situation. Whether they buy today or if it’s best to wait- I trust the team to give the best advice!
2. From the moment they are pre approved, I get updated on where we are in the loan process. I love & appreciate the weekly updates re: appraisal, underwriting, title opinion, clear to close etc.
3. If I have any questions and Tyler isn’t available, someone on their team always responds timely to my questions as each person on his team works on the file! Whether it’s a text, email or Dotloop doc- I always get a response!
4. The friction free calculator is a game changer- no more bugging a lender for potential pymt and cash to close needed if debating on multiple properties and it’s esp handy if you have a buyer w limited funds and need to stay at an exact pymt. It will tailor EACH pymt based on up to date rates/credit for the buyer. There are also options and pymt info if the buyer is potentially debating on a conventional loan or FHA etc. You can plug in PP, taxes, seller credits, HOA dues if applicable, date closing etc and it gives you not only the pymt but also the cash needed to close!!! What!!!! It makes our job so much easier and the buyer more confident to pull the trigger. No more waiting for a lender to send you a tailored preapp late at night or on the weekend (as that is when most transactions take place as we all know ?)- the friction free calculator will generate a preapp w the touch of a button.
5. Overall I couldn’t be more comfortable and confident when we submit an offer w a preapp from Tyler that his team will take the very best care of my buyer- from PA acceptance to closing day and that I will be kept in the loop along the way! A true fan of the Osby team!”